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We will always be helpful to our customers.We will always show gratitude to our customers.We will always serve our customers with a smile.The San-in Godo Bank CS Declarationpeople with disabilities become more independent. Ina recent initiative, we launched a new type of privateplacement bond with a donation component foreducational institutions. Companies that issue the bondscan make a donation to contribute to the education andhealthy development of local children. Since the bondswere launched in October 2015, many of our corporateclients have chosen to make donations, which havebeen highly appreciated by recipients.We are also contributing to local communitiesthrough sport. Our badminton team was promoted toNippon League 1 for the first time since it was founded24 years ago. When not competing in matches aroundthe country, the team spends three days each weekhelping to promote regional sport by training localelementary and junior high school students and byparticipating in local sports events.As a key player in the region, we plan to step upthese kinds of initiatives to extend the reach and impactof our community and environmental programs.We look forward to your continued support andencouragement in the year ahead.Fumio IshimaruPresident and Representative DirectorOctober 20163