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Annual Reportは、ごうぎんの決算や活動内容にて海外の皆様に知っていただくために作成しています

Consolidated Financial HighlightsYears ended March 31, 2013, 2014 and 2015Thousands ofMillions of yenU.S. dollars (Note 1)2015201420132015For the Year:Total income\90,758\87,247\91,013$755,246Total expenses68,47067,43472,931569,776Income before income taxes and minority interests22,28819,81218,082185,470Net income12,16111,1759,857101,198Cash dividends paid during the year1,7631,6181,63614,670Net income per share (\/$)76.0069.2160.350.63Cash dividends per share (\/$)13.0011.0010.000.10At year-end:Total assets\4,782,030\4,478,739\4,241,925$39,793,875Deposits and NCDs3,779,2653,707,8573,610,68931,449,321Loans and bills discounted2,427,6442,306,0062,278,28920,201,747Securities1,756,9281,632,4311,601,06014,620,354Total net assets353,710322,281322,5482,943,413Capital adequacy ratio (Note 2)15.71%17.26%17.99%-Notes: 1. U.S. dollar amounts are translated from Japanese yen, for convenience only, at \120.17 = U.S.$1, the exchange rate prevailing at March 31, 2015.2. Capital adequacy ratio is calculated in accordance with Japanese domestic standards. Figures from 2014 are calculated under new standards (Basel III),and figure 2013 is calculated under the previous standards (Basel II).Net Income(Millions of yen)15,00012,0009,0009,857\12.1 billion(up \0.9 billion)11,17512,161Total Assets(Millions of yen)5,000,0004,000,0003,000,000\4,782.0 billion(up \303.2 billion)4,782,0304,241,9254,478,7396,0002,000,0003,0001,000,00002013 2014 201502013 2014 2015Deposits and NCDs(Millions of yen)4,000,0003,000,0002,000,0001,000,000\3,779.2 billion(up \71.4 billion)3,610,689 3,707,8573,779,265Loans and Bills Discounted(Millions of yen)3,000,0002,000,0001,000,000\2,427.6 billion(up \121.6 billion)2,278,289 2,306,0062,427,64402013 2014 201502013 2014 20156