ActiBookアプリアイコンActiBookアプリをダウンロード(無償)

  • Available on the Appstore
  • Available on the Google play
  • Available on the Windows Store

概要

Annual Reportは、ごうぎんの決算や活動内容にて海外の皆様に知っていただくために作成しています

Notes to the Consolidated Financial StatementsTHE SAN-IN GODO BANK, LTD. AND CONSOLIDATED SUBSIDIARIES21. Employees’Retirement BenefitsThe Group has funded and unfunded defined benefit plans and defined contribution plans.Under the defined benefit pension plans (all of which are funded), a lump-sum payment or pension is determined basedon the salary and years of service and paid to the eligible employees.Regarding the defined pension benefit plans, cash balance plans are introduced and there is a notional account for eacheligible employee which represents funded amount and principal of the pension amount. The balance in the notional accountaccumulates principal credits, which are determined based on salary level, and interest credits, which are determined basedon the 10-year Government bond yields to subscribers.Under the lump-sum payment plans (all of which are unfunded), a lump-sum payment is determined based on the salaryand years of service and paid to eligible employees.For lump-sum payment plans maintained by certain consolidated subsidiaries, liability for retirement benefits andretirement benefit expenses are determined by using the simplified method.(1) Defined benefit plans(a) Reconciliation of projected benefit obligations from beginning to ending balances for the years ended March 31, 2014 and2015Thousands ofMillions of YenU.S. Dollars201420152015Projected benefit obligations at the beginning of the year\36,648\35,810$297,994Cumulative effect of changes in accounting change?3,24126,970Restated balance?39,052324,972Service cost1,0157986,640Interest cost5835184,310Actuarial gains or losses incurred722,19418,257Benefits paid(1,959)(1,992)(16,576)Prior service cost incurred(550)??Others???Projected benefit obligations at the end of the year\35,810\40,571$337,613(b) Reconciliation of plan assets from beginning to ending balances for the years ended March 31, 2014 and 2015Thousands ofMillions of YenU.S. Dollars201420152015Plan assets at the beginning of the year\19,329\23,958$199,367Expected return on plan assets1548386,973Actuarial gains or losses incurred6415464,543Contribution from the Bank4,9714,85940,434Benefits paid(1,140)(1,226)(10,202)Others218Plan assets at the end of the year\23,958\28,977$241,133(c) Reconciliation of projected benefit obligations and plan assets at end, and net defined benefit liability and assets on theconsolidated balance sheets as of March 31, 2014 and 2015Thousands ofMillions of YenU.S. Dollars201420152015Projected benefit obligations of funded plans\ 26,676\ 29,905$248,855Plan assets(23,958)(28,977)(241,133)2,7189287,722Projected benefit obligations of unfunded plans9,13310,66588,749Net amount of liability\ 11,852\ 11,594$ 96,479Thousands ofMillions of YenU.S. Dollars201420152015Net defined benefit liability\11,852\11,594$96,479Net defined benefit asset???Net amount of liability\11,852\11,594$96,47932